Personal Certificate of Deposit

Grow your savings with secured rates on CDs.

Tailored to your savings goals with predictable rates of return.

We offer competitive and guaranteed interest rates with a variety of terms. You can decide the length of time that’s best for meeting your current financial goals.

  • Open a CD with a minimum deposit of $1,000.
  • Guaranteed interest rates based on your opening account balance.
  • Backed by FDIC insurance up to the maximum allowed by law.

Features and Benefits

When you choose any of our CD accounts you'll enjoy:

Online Banking

At Elsa State Bank, online banking is designed with ease in mind. Now, you can quickly check your balances, account activity, statements, transactions, and more from any device. You can also use the online interface to wire funds to any eligible bank account.

Online Banking

Mobile Banking

Enjoy the convenience of online banking right from your mobile device. We offer a number of free mobile banking options for our customers, including a mobile app and mobile website. Effortlessly manage your online banking needs anytime, anywhere.

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Mobile Banking

ATM Services

With Elsa State Bank, 24-hour banking is right at your fingertips. We make it easy for you to withdraw cash, check your balances, transfer funds, make deposits, and more. Do it all at your convenience using our network of ATM machines.

ATM Services

CardValet

CardValet allows you to easily control your spending and protect yourself against fraud, all with a simplified mobile application. Easily manage your money and take charge of your debit card usage. Monitor transactions and protect all your accounts.

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CardValet

Instant Issue Debit Cards

Whether you’ve just opened a new account or if your debit card has been lost or stolen, an Instant Issue Debit Card will give you immediate access to your account. Your card will be valid for 30 days or until your permanent card is activated.

Instant Issue Debit Cards