Business Credit Cards

A Credit Card For All Your Business Needs

Take control of your spending so that your business can thrive.

Whether you’re starting a small business or running a well-established company, the right business credit card can help you appropriately manage your finances. Our business credit cards feature great rewards or our lowest interest rate. Take a look at your options to find how we can help you meet your business needs.

Business Credit Card Products
Standard Card Preferred Points Card
Available to all applicants for Visa1 Available to all applicants for Visa1
No Intro Rate No Intro Rate
APR of Prime + 10.99%2 APR of Prime + 10.99%2
No Annual Fee $49 Annual Fee per Account
25 day Grace Period on all purchases. No grace period for cash advances or cash equivalent transactions. 25 day Grace Period on all purchases. No grace period for cash advances or cash equivalent transactions.
Individual and summary billing options Individual billing options only
Visa Business Benefits of rental car collision damage waiver protection and travel insurance. Visa Business Benefits of rental car collision damage waiver protection and travel insurance.
Earn one point for each dollar spent up to 10,000 points per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.
Online account access and management available at www.cardaccount.net. Online account access and management available at www.cardaccount.net. To view or redeem rewards points visit www.mypreferredpoints.com or call 866-678-5191.
1 The Employee, Preferred Points, and Low Rate consumer products include Gold MasterCard, Visa Classic, and Visa Platinum cards. The Standard and Preferred Points business products are only available for Visa Business cards.
2 After introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal). The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to Fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.
Fees for All Card Products
Late Fee: $25 NSF Fee: $25 Agent Assisted Pay-by-Phone: $10
Cash Advance Fee: 3% of the Cash Advance Amount, subject to a minimum fee of $10.
International Transaction Fee: 2% of the U.S. dollar amount of the transaction converted from the foreign currency.