Business Banking

Our team provides intelligent advice and financial solutions that will help your company thrive
in today's fast-paced business environment.

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Our Products

Discover our market-leading products and services designed to support your growing business.

Checking

Checking

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Savings

Savings

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ZEO

Business Loans

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Credit Cards

Certificate of Deposit

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Mortgage Loans

Merchant Services

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Money Markets

Loan Programs

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Online Banking

At Rio Bank, online banking is designed with ease in mind. Now, you can quickly check your balances, account activity, statements, transactions, and more from any device. You can also use the online interface to wire funds to any eligible bank account.

Online Banking

Mobile Banking

Enjoy the convenience of online banking right from your mobile device. We offer a number of free mobile banking options for our customers, including a mobile app and mobile website. Effortlessly manage your online banking needs anytime, anywhere.

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Mobile Banking

ATM Services

With Rio Bank, 24-hour banking is right at your fingertips. We make it easy for you to withdraw cash, check your balances, transfer funds, make deposits, and more. Do it all at your convenience using our network of ATM machines.

ATM Services

CardValet

CardValet allows you to easily control your spending and protect yourself against fraud, all with a simplified mobile application. Easily manage your money and take charge of your debit card usage. Monitor transactions and protect all your accounts.

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CardValet

Instant Issue Debit Cards

Whether you’ve just opened a new account or if your debit card has been lost or stolen, an Instant Issue Debit Card will give you immediate access to your account. Your card will be valid for 30 days or until your permanent card is activated.

Instant Issue Debit Cards

Latest News & Announcements

Find out what's happening in the community.

Rio Bank President & CEO Shares Experience as High School Football Official

Latest News | 09.18.2018

For the past 30 years being a football official has been Ford Sasser's second life.

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New Name, Same Us TV Spot

Latest News | 09.06.2018

We are pleased to announce that Elsa State Bank & Trust has been acquired by Rio Bank. Elsa State Bank will begin operating as Rio Bank on September 1, 2018.

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How to Protect Your Online Banking Account from Cyber Criminals

Latest News | 11.02.2016

The number of people using internet banking services has increased significantly and now they are the favorite target of cyber criminals.

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Educate Your Employees about Cyber Security

Latest News | 11.01.2016

Whether you are an employee or an employer, cyber security isn't something you can ignore.

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Frequently Asked Questions

We can help you gain the confidence you need to make important financial
decisions for you, your family or your business.

  • Are my deposits at Rio Bank insured?

    Rio Bank is a member of the Federal Deposit Insurance Corporation (FDIC), which means that deposits to any of our checking, NOW, savings, money market, or certificate of deposit (CD) accounts are insured up to the limit. The standard insurance amount is $250,000 per depositor for each account ownership category. To learn more, visit the FDIC’s Deposit Insurance website at www.myFDICinsurance.gov.

  • How long will it take you to respond to an email?

    Our goal is to respond to customer inquiries in a timely fashion. Messages received during holidays and weekends will be reviewed on the next business day.

  • When is Online Banking available?

    You can access our Online Banking system 24 hours a day, 7 days a week.

  • What if I forget my Online Banking User ID or Password?

    If you forget your Password, click the Forgot Password link. You will be prompted to respond to several authentication questions. When you have successfully answered the questions, you will be prompted to choose a new Password. If you need additional help, please give us a call.

  • What are you current rates?

    Rio Bank is committed to offering the most competitive rates for all of our financial products. Please contact your local branch for more information.