• Rio Bank Welcomes
    Elsa State Bank & Trust!

    We are committed to making this transition as easy as possible,
    while we continue to deliver the level of service you deserve.

  • Mobile Banking is Here

    Securely manage your finances from
    anywhere using your mobile device.

  • Introducing CardValet

    The most convenient way to control
    your debit card usage while on-the-go.

  • Student Checking Accounts

    Designed to meet your needs in college and beyond.

  • Go Paperless with E-Checking

    Our E-Checking account is a perfect choice for
    people who prefer a fully digital experience.

Get to Know Us

We are a community bank dedicated to providing the finest level of financial service to our customers.

About Us

Community-oriented bank
providing high quality service
to individuals and businesses in
our marketplace.

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Our History

Rio Bank opened its doors for business in February of 1985 as a retail-oriented bank primarily catering to consumers for both deposit and loan business.

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Improving Communities

Committed to being leaders in
adding to the quality of life in the
communities we serve.

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Meet Our Lending Team

Learn more about the people
who are dedicated to serving you.

Find out More

Improving Communities

Committed to being leaders in
adding to the quality of life in the
communities we serve.

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Meet Our Board

Learn more about the people
who are dedicated to serving you.

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Explore

We offer a wide array of solutions to meet differing wants and needs.

Banking The Way it Should Be

Elsa State Bank offers a variety of valuable banking services to help you manage your finances.

I Need Help With
Business Banking
and Loans

View Loans Services

I Need a Personal
Account to Save and
Manage My Money

  View accounts  

I Need Help With
Business Banking
and Loans

View Loans Services

I Need a Personal
Account to Save and
Manage My Money

View accounts

News and Resources

Find out what's happening in the community.

Rio Bank President & CEO Shares Experience as High School Football Official

Latest News | 09.18.2018

For the past 30 years being a football official has been Ford Sasser's second life.

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New Name, Same Us TV Spot

Latest News | 09.06.2018

We are pleased to announce that Elsa State Bank & Trust has been acquired by Rio Bank. Elsa State Bank will begin operating as Rio Bank on September 1, 2018.

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How to Protect Your Online Banking Account from Cyber Criminals

Latest News | 11.02.2016

The number of people using internet banking services has increased significantly and now they are the favorite target of cyber criminals.

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Educate Your Employees about Cyber Security

Latest News | 11.01.2016

Whether you are an employee or an employer, cyber security isn't something you can ignore.

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