COMMERCIAL
New Account Requirements

  Individual | Commercial | Fee Schedule

COMMERCIAL CHECKING ACCOUNT
   
Minimum Opening Balance $300.00
Required Minimum Balance Low Balance Charge
Over $5,000.00 $0.00
$0.00-$4,999.99 $15.00
 
 
 
COMMERCIAL SAVINGS ACCOUNT
   
Minimum Opening Balance $150.00
Required Minimum Balance Low Balance Charge
Over $500.00 $0.00
$0.00- $499.99 $5.00
 
Interest is paid quarterly. You are allowed one withdrawal per month. An excess withdrawal
fee of $3.00 will be charged after the first withdrawal.
 
 
COMMERCIAL NOW ACCOUNT
   
Minimum Opening Balance $1,000.00
Required Minimum Balance Low Balance Charge
Over $2,500.00 $0.00
$0.00- $2,499.99 $17.50
 
Unlimited check writing privilege.
NOW Accounts are only available to individuals, sole-proprietorship, non-profit organizations and governmental units.
 
 
COMMERCIAL MONEY MARKET SAVINGS
   
Minimum Opening Balance $1,000.00
Required Minimum Balance Low Balance Charge
Over $2,500.00 $0.00
$0.00- $2,499.99 $15.00
 
Transfers from a Money Market Savings account to another account or to third parties by preauthorized,
automatic, telephone or computer transfer or by check, draft or similar order to third parties are limited
to six per month. An excess withdrawal fee of $3.00 will be charged for each additional withdrawal.
 
 
CERTIFICATE OF DEPOSIT
   
Minimum Opening Balance $1,000.00
   
We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other
than a time deposit or from any other savings account as defined by Regulation D. Withdrawals from a time account
prior to maturity or prior to any notice period may be restricted and may be subject to penalty.