NEW ACCOUNT REQUIREMENTS

   
       
  New Account Deposit Requirements   Minimum Opening Balance
  Personal Checking   $200.00
  Commercial Checking   $300.00
  Savings Account   $150.00
  Certificate of Deposit   $1,000.00
  Individual Retirement Account   $500.00
  Minor Account   $25.00
       
  Regular Checking Account   Service Charge
  Minimum Monthly Balance    
  Over $500   -0-
  $251 - $500   $10.00
  $0 - $250   $12.00
       
  Commercial Checking Account    
  Minimum Monthly Balance    
  Over $5,000.00   -0-
  0 - 1,000   $15.00
       
  Savings Account*    
  Minimum Monthly Balance    
  Over $500.00   -0-
  0 - 500   $5.00
  Interest compounded monthly
One withdrawal per month
Additional withdrawals $2.00 each
   
       
  Money Market Checking    
  Minimum Monthly Balance    
  $1,000 and over   -0-
  Under 1,000.00   $15.00
  Unlimited checks    
       
  Money Market Savings*    
  Minimum Monthly Balance    
  $1,000 and over   -0-
  Under 1,000.00   $15.00
  6 withdrawals per month: 3 checks,
3 preauthorized drafts or transfers
Additional withdrawals $3.00 each
   
       
  Senior Citizen (62 or older), Students, and Minors    
  No monthly service charge on personal checking and savings accounts